Wondering where to live out your coastal dreams on a budget? Victoria’s coastline offers affordable beachside living without compromising on natural beauty or lifestyle benefits.
From charming cottages to seaside escapes, we’ve rounded up seven cheap beach houses for sale in some of the most beautiful coastal towns in Victoria, all priced under $550,000.
If you’re looking for a holiday home or a permanent sea-change, these properties give you a chance to enjoy the laid-back, beachside lifestyle without breaking the bank.
Cheap beach houses for sale in Venus Bay
- Price of this house : $490,000
- Median house price in Venus Bay: $622,500
Venus Bay is a tranquil coastal town that offers the perfect blend of relaxation and adventure. For just $490,000, this charming holiday cottage nestled among the trees offers privacy and comfort in a prime location, well below the town’s median house price.
This beach house features two bedrooms with built-in robes, a cozy living area with a wood fire, and a modern kitchen that opens onto a large deck. With easy access to the beach and local amenities, Venus Bay is ideal for those looking for a holiday home that can also be a profitable rental investment.
Top Attractions in Venus Bay
- Fishing: Renowned for its beach and inlet fishing opportunities.
- Bushwalking: Explore numerous tracks teeming with wildlife.
- Dining: Local cafes offer fresh, local produce in a laid-back atmosphere.
Venus Bay’s reputation for being less commercialized than other beach towns keeps property prices lower, making it a great choice for buyers seeking value and a more peaceful coastal lifestyle.
Check out more beach houses for sale in Venus Bay.
Cheap beach houses for sale in Golden Beach
- Price of this house :$380,000.00
- Median house price in Golden Beach: $395,000
Golden Beach is a hidden gem located along the famous Ninety Mile Beach. Known for its tranquil environment and scenic coastline, it’s one of Victoria’s best-kept secrets when it comes to affordable beach houses.
For just $299,000, you can own a two-bedroom home that’s ideal for either a weekend retreat or a long-term rental investment.
This fully furnished 3-bedroom home is currently operating as an Airbnb and features a low-maintenance yard, single garage, and quiet court location—ready to start earning from day one.
Top Attractions in Golden Beach
- Trinculo Shipwreck: A must-visit site for a beach walk.
- Lake Reeve Lookout: Scenic views of wetlands and birdwatching opportunities.
- Water Sports: Kayaking and paddleboarding along the beach.
- Ninety Mile Beach: Perfect for fishing and long, peaceful walks.
if you’re wondering why Golden Beach is so cheap, it could be the 3 hour drive from Melbourne that deters buyers. But we think it’s worth it to live out the coastal dream for a smaller price tag!
Check out more beach houses for sale in Golden Beach.
Cheap beach houses for sale in Lakes Entrance
- Price guide: $420,000
- Median house price in Lakes Entrance: $500,000
A favorite among holidaymakers, Lakes Entrance is one of the cheapest coastal towns in Victoria known for the scenic views of the Gippsland Lakes and easy access to the beach.
This two-bedroom home is move-in ready and just a short walk from Ninety Mile Beach, making it a great choice for first-home buyers or investors. Priced to appeal, it also includes a separate guest suite—ideal for holiday rental income.
The home features a bright kitchen, sunroom, and undercover areas front and back, with solar power and plenty of space for boats or caravans.
Top Attractions in Lakes Entrance
- Cunninghame Arm Footbridge: Provides stunning views of the lake and ocean.
- Griffiths’ Sea Shell Museum: Explore a large collection of seashells and marine artifacts.
- The Entrance Walk: A scenic walk along Ninety Mile Beach with breathtaking ocean views.
Check out more beach houses for sale in Lakes Entrance.
Cheap beach houses for sale in Loch Sport
- Price guide: $359,000
- Median house price in Loch Sport: $535,000
Loch Sport is a peaceful waterfront town set between Lake Victoria and the Ninety Mile Beach, offering a perfect escape for nature lovers and boating enthusiasts.
This freshly updated three-bedroom home is perfect for buyers chasing a laid-back lifestyle near Lake Victoria. With no work needed, it’s ready to enjoy or rent out straight away.
Highlights include a spacious rear deck for entertaining, established gardens, and an elevated design offering under-house potential.
Top Attractions in Loch Sport
- Lake Victoria – Great for boating, fishing, and lakeside picnics.
- Loch Sport Marina – A hub for water activities and sunset views.
- Loch Sport Coastal Reserve – A scenic spot for bushwalks and wildlife spotting.
Check out more beach houses for sale in Loch Sport.
Cheap beach houses for sale in Portland
- Price guide: $189,000
- Median house price in Portland: $437,000
Situated along Victoria’s rugged southwest coast, Portland is a town rich in history, natural beauty, and charm. Known as one of the most cheapest beach towns in Australia, houses for sale in Portland are a great investment for first-time buyers or those looking to downsize.
This two-bedroom unit is a smart buy for first-home buyers, downsizers, or investors looking for value close to the Portland CBD. It’s walking distance to local sports clubs and everyday amenities.
With gas heating and cooking, built-in robes, and fresh carpet throughout, this low-maintenance home is move-in ready and packed with practical appeal.
Top Attractions in Portland
- Cape Bridgewater: A stunning beach known for its towering cliffs and seal colonies.
- Portland Whale Watching: Spot blue whales off the coast from May to October.
- Petrified Forest and Blowholes: Natural wonders worth exploring nearby.
Check out more beach houses for sale in Portland.
Cheap beach houses for sale in Toora
- Price guide: around $500,000
- Median house price in Toora: $425,000
Toora is a small, historic town (think 700 inhabitants) in South Gippsland. Known for its dairy farming, most are surprised to find out that it also has a lovely beach.
Nature reserves and national parks will keep nature enthusiasts entertained, but also provide tons of picnic and bbq opportunities for families.
This well-maintained property features an open-plan living space with polished timber floors, modern appliances, and a scenic rear deck. It’s the ideal blend of coastal living with easy access to local amenities and outdoor activities.
Top Attractions in Toora
- Agnes Falls: The tallest single-span waterfall in Victoria.
- Toora Wind Farm: A fascinating insight into renewable energy and beautiful panoramic views.
Check out more beach houses for sale in Toora.
Cheap houses for sale in Nelson
- Price guide: $410,000
- Median house price in Nelson: $405,000
From the veggie patch in the backyard, to the bushy, green surroundings and close distance to the beach, there are many reasons to love this house in Nelson. Sit out on the deck and feel like you’re surrounded by wilderness, when in fact, you’re in the centre of town!
The property in Nelson is a charming stone cottage that offers a unique blend of rustic charm and modern comforts. Recently renovated, this delightful home provides a tranquil living experience,
surrounded by lush greenery and close to the beach, yet situated conveniently in the town center. The house is ideal for a variety of living arrangements, featuring two bedrooms and an extra space that can be used as a home office, nursery, or additional bedroom.
Top Attractions in Nelson:
- Lower Glenelg National Park: Known for its stunning landscapes and outdoor activities, ideal for nature lovers.
- Estuary Beach: A family-friendly beach with a tranquil atmosphere, perfect for seaside walks.
- Discovery Bay Coastal Park: A beautiful area offering coastal cliffs, woodland environments, and surf fishing opportunities.
- Ocean Beach: A scenic spot for beach walks, though swimming is not recommended due to strong undercurrents.
Check out more beach houses for sale in Nelson.
While the state of Victoria isn’t as popularised by its beaches like Queensland and New South Wales, it has some of the prettiest coastal towns, in our opinion.
Some of the best coastal towns to live in Australia can be found in this humble state and affordable beachside suburbs in Melbourne are hard to come by.
So, if you’re dreaming of owning a beach house and enjoying the laid-back coastal lifestyle, Victoria has some amazing options that won’t break the bank, including the potential for a beach home in Victoria for $275k. There’s something for every budget and lifestyle.
FAQs on the cheapest beach houses for sale in Victoria
What are the most affordable beach suburbs in Victoria?
The most affordable beach suburbs in Victoria are:
- Venus Bay
- Cowes
- Portland
- Port Fairy
Where is the cheapest beachfront property in Australia?
The location of the cheapest beachfront property in Australia will always change, but some of the cheapest beachfront properties can be found in Barney Point, Queensland. The median house price in Barney Point is $280,000.
Why is Golden Beach so cheap?
There are a few reasons why Golden Beach is so cheap. One reason is that it is not as well-known as other beachside suburbs in Australia. Another reason is that it is not as close to major cities as some other beachside suburbs. Finally, the area is prone to flooding, which can deter some buyers.
Golden Beach is a suburb of Victor Harbor in South Australia. It is located on the Fleurieu Peninsula, about 80 kilometers south of Adelaide. The median house price in Golden Beach is around $390,000.
Why is Venus Bay so cheap?
There are several reasons why Venus Bay might be considered cheap compared to other coastal destinations, namely:
Less developed: Venus Bay hasn’t seen the same level of development as other coastal towns in Victoria. This means fewer large resorts, fancy restaurants, and high-end shops, which can keep overall costs lower. Some people appreciate this less-commercialized atmosphere, while others might seek more amenities.
Perception vs. reality: It’s worth noting that affordability is subjective and can depend on individual circumstances and what “cheap” means to them. Compared to the most expensive coastal towns, Venus Bay might be considered cheap, but it’s always good to research and compare prices before making a judgment.
But also, Venus Bay might be considered cheap because of:
- Remote location
- Simple lifestyle
- Limited services
What is the best month to buy a beach house?
The best month to buy a beach house is usually in the off-season, when there are fewer buyers and sellers. This can lead to better prices and more negotiating power for buyers. The off-season in Australia typically runs from June to August.
Here are some other factors to consider when buying a beach house:
- The condition of the property
- The proximity to amenities
- The potential for capital growth
- The risk of flooding or other natural disasters
It is important to do your research and talk to a real estate agent before making an offer on a beach house.
Looking for more of the cheapest houses in Australia?
If you’re looking to move closer to the beach without breaking the bank, consider exploring Victoria’s most affordable beachside suburbs. Check out our guide on cheapest beachside suburbs in Victoria for insightful information on location, pricing, amenities, and the unique lifestyle each suburb has to offer.
We’re always adding to our round ups of the most affordable and most luxurious properties across the country, so head over to our properties section to browse more articles. If you’re looking for cheap bush blocks in Australia, we’ve got those too!
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