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5 NSW Coastal Towns Where You Can Buy a Home For Under $500k

May 3, 2024
nsw coastal towns

We all know getting our hands on a beachfront home is a total fantasy, let alone in one of the cool NSW coastal towns. From the glamorous bohemian culture in Byron Bay, to the lovely Port Macquarie, the NSW north coast is no stranger to pristine seaside cities.

But if you’re on a budget and dreaming of a stunning coastline, we’ve got you covered. Here are 4 NSW coastal towns where you can get your hands on a property for under $500,000.

Like one of these properties or all of them? Set up your match profile on Soho and we’ll send you new listings in your interested areas within your price range. You’ll have easy access to beautiful parks, and the opportunity to surf, dive, and fish in no time!

A Must-Read: Beachfront living is captivating, but it’s vital to be well-informed. Discover the ins and outs by delving into our article about buying a beach house.

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4 affordable NSW coastal towns

Eden, New South Wales

House for sale in Eden NSW
  • Price guide: $448,000
  • Median house price: 690,000

Eden, located on the Sapphire Coast of NSW, is renowned for its breathtaking natural beauty. Situated 476 kilometres south of Sydney and 553 kilometres east of Melbourne, it is the last major town on the NSW coast.

If you’re looking for a budget-friendly option and enjoy the outdoors, Eden is an ideal spot for you. You might gasp at the median house price, but there are actually a bunch of affordable homes that fly under the radar.

See more affordable properties for sale in Eden NSW.

Nambucca Heads, New South Wales

House for sale in Nambucca Heads NSW
  • Price guide: $550,000
  • Median house price: $672,500

This picturesque beachfront community, which can be found nested in Nambucca Valley, is all sea and local produce. So if you’re looking for a place so slow the pace, this might be it. A little lesser known destinations on the NSW north coast, you instantly feel the low-key culture it offers.

The town is on Gumbaynggirr land which extends across the Pacific coast and north through to the Clarence River.

Recommended reading: our round up of cheap houses for sale in NSW under $100,000 will give you a good idea of the affordable property market across the state.

See more affordable properties for sale in Nambucca Heads NSW.

South West Rocks, New South Wales

House for sale in South West Rocks NSW
  • Price guide: $558,000
  • Median house price: $749,900

South West Rocks is another beachfront destination that has something for everyone. It’s another reason why this NSW coastal town is so popular amongst local and international travelers. It has it all—from an up and coming dining scene, to adrenaline-pumping adventure activities and a pristine sandy beach to do a coastal walk along.

The good news is that South West Rocks has a pretty stable median house price, meaning the median house price has stayed between $730,000 and $750,000 over the past two years.

See more properties for sale in South West Rocks NSW.

Batemans Bay, New South Wales

House for sale in Batemans Bay
  • Price guide: $315,000
  • Median house price: $667,500

Last but not least is the regional beach town of Batemans Bay. You’re about four hours south of Sydney by car, with the gorgeous and safe beaches by the Pacific Ocean that the whole family will love. Whether you’re a surfer, diver, fishing enthusiast or simply love nature, this town has it all.

The local community is super friendly, with the old charm of the fishing village still remaining. Many will tout the efficiency of the public transport system, even for one of the smaller beach towns.

See more properties for sale in Batemans Bay NSW.

Stuarts Point, NSW

House for sale in Stuarts Point NSW
  • Price guide: $490,000
  • Median house price: $625,000

Stuarts Point in the North Coast is currently one of the cheapest coastal suburbs to get a beach house in NSW with a median house price of around $625,000 .

It’s a relaxed coastal town with a population of around 1,500 people. Stuarts Point offers beautiful beaches, waterways, and national parks, making it a great option for nature lovers and water enthusiasts.

Check out more affordable real estate for sale in Stuarts Point NSW.

More on finding affordable coastal towns in NSW

What is the cheapest coastal town to live in NSW?

Stuarts is one of the cheapest coastal towns in New South Wales with a median house price of $625,000.

Overall, Stuarts Point presents an attractive option for those prioritising affordability and a relaxed coastal lifestyle. However, the limited amenities, job opportunities, and distance to larger centers are crucial factors to consider before making a move.

Where is the cheapest place to live near the beach in Australia?

Tiwi in Darwin appears to be the cheapest place to live near the beach in Australia with a median house value of approximately $530,000. This suburb not only offers beach access but also includes amenities like a nearby hospital and is close to the airport, adding to its convenience and appeal for residents looking for budget-friendly options near the beach.

Where is the cheapest town to live in NSW?

The Central Coast of NSW is a relatively affordable region to live in but it depends where. Suburbs can range from $1.2 million, like in Terrigal, to Mannering Park where the median house price is $680,000.

Rent prices in the Central Coast are also relatively affordable. The median rent price for a three-bedroom house in the Central Coast is $520 per week.

Check out our article on the Central Coast suburbs where property prices have dropped.

Which coastal state is cheapest to live in?

Tasmania is the cheapest coastal state to live in Australia. It is the smallest state in Australia, but it is also the most affordable.

The median house price on the Tasmanian coast is $450,000, which is significantly lower than the median house price on the coasts of NSW, Victoria, and Queensland.

Tasmania is a popular destination for people who are looking to escape the hustle and bustle of city life. The state is known for its natural beauty, including its mountains, forests, and beaches. Tasmania is also home to a number of historical and cultural attractions.

Looking for more homes in NSW coastal towns?

From the south coast to the east and across the central coast, we’ve discovered the prettiest beach towns in the country.

Whether you’re into beach hopping or planning on whale watching with some fish and chips in hand, you’ll find Australia’s rugged coastline the perfect destination, for holiday homes and residences alike.

Or, if you’re a city slicker, browse though properties for sale in Sydney to find your next dream home. And don’t forget to set up your match profile on Soho.com.au so we can send you awesome homes that fit your criteria.

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