We all know getting our hands on a beachfront home is a total fantasy, let alone in one of the cool NSW coastal towns. From the glamorous bohemian culture in Byron Bay, to the lovely Port Macquarie, the NSW north coast is no stranger to pristine seaside cities.
But if you’re on a budget and dreaming of a stunning coastline, we’ve got you covered. Here are 4 NSW coastal towns where you can get your hands on a property for under $500,000.
Like one of these properties or all of them? Set up your match profile on Soho and we’ll send you new listings in your interested areas within your price range. You’ll have easy access to beautiful parks, and the opportunity to surf, dive, and fish in no time!
A Must-Read: Beachfront living is captivating, but it’s vital to be well-informed. Discover the ins and outs by delving into our article about buying a beach house.
- The Cheapest Beach Towns in Australia
- The Most Beautiful Beach Houses in Australia – For Sale
- NSW Houses For Sale Under $400k
4 affordable NSW coastal towns
Eden, New South Wales
- Price guide: $285,000
- Median house price: 710,000
Eden, located on the Sapphire Coast of NSW, is renowned for its breathtaking natural beauty. Situated 476 kilometres south of Sydney and 553 kilometres east of Melbourne, it is the last major town on the NSW coast.
If you’re looking for a budget-friendly option and enjoy the outdoors, Eden is an ideal spot for you. You might gasp at the median house price, but there are actually a bunch of affordable homes that fly under the radar.
See more properties for sale in Eden NSW.
Nambucca Heads, New South Wales
- Price guide: $360,000
- Median house price: $672,500
This picturesque beachfront community, which can be found nested in Nambucca Valley, is all sea and local produce. So if you’re looking for a place so slow the pace, this might be it. A little lesser known destinations on the NSW north coast, you instantly feel the low-key culture it offers.
The town is on Gumbaynggirr land which extends across the Pacific coast and north through to the Clarence River.
Recommended reading: our round up of cheap houses for sale in NSW under $100,000 will give you a good idea of the affordable property market across the state.
South West Rocks, New South Wales
- Price guide: $558,000
- Median house price: $439,000
South West Rocks is another beachfront destination that has something for everyone. It’s another reason why this NSW coastal town is so popular amongst local and international travelers. It has it all—from an up and coming dining scene, to adrenaline-pumping adventure activities and a pristine sandy beach to do a coastal walk along.
This property is within our $500,000 budget, offering a spacious 2-bedroom, 1-bedroom was a great deal. High ceilings, new kitchen and carpeting, it’s an investor’s dream or can be moved into immediately for anyone after a holiday home.
Want to get to know the community? You’re super close to the local scebe, boutique stores, alfresco restaurants, and trendy cafes.
Batemans Bay, New South Wales
- Price guide: $430,000
- Median house price: $680,000
Last but not least is the regional beach town of Batemans Bay. You’re about four hours south of Sydney by car, with the gorgeous and safe beaches by the Pacific Ocean that the whole family will love. Whether you’re a surfer, diver, fishing enthusiast or simply love nature, this town has it all.
The local community is super friendly, with the old charm of the fishing village still remaining. Many will tout the efficiency of the public transport system, even for one of the smaller beach towns.
See more properties for sale in Batemans Bay NSW.
More on finding affordable coastal towns in NSW
What is the cheapest coastal town to live in NSW?
Windale is one of the cheapest coastal towns in New South Wales. It is located about 15 kilometers north of Newcastle. The town has a population of around 10,000 people.
Windale is a relatively affordable town to live in. The median house price in Windale is $520,000, which is lower than the median house price in Newcastle ($750,000) and Sydney ($1.3 million).
Rent prices in Windale are also relatively affordable. The median rent price for a three-bedroom house in Windale is $480 per week.
Where is the cheapest beach area in NSW?
The Sapphire Coast is a region on the south coast of NSW and is one of the cheapest beach areas in NSW. It is known for its beautiful beaches, national parks, and fishing villages. The region is home to a number of popular tourist destinations, including Tathra, Bermagui, and Eden.
The median house price on the Sapphire Coast is $420,000, which is lower than the median house price in other coastal regions of NSW. This makes the Sapphire Coast an affordable option for people who are looking to live in a coastal town with access to a variety of amenities.
Where is the cheapest town to live in NSW?
The Central Coast of NSW is a relatively affordable region to live in but it depends where. Suburbs can range from $1.2 million, like in Terrigal, to Mannering Park where the median house price is $680,000.
Rent prices in the Central Coast are also relatively affordable. The median rent price for a three-bedroom house in the Central Coast is $520 per week.
Which coastal state is cheapest to live in?
Tasmania is the cheapest coastal state to live in Australia. It is the smallest state in Australia, but it is also the most affordable.
The median house price on the Tasmanian coast is $450,000, which is significantly lower than the median house price on the coasts of NSW, Victoria, and Queensland.
Tasmania is a popular destination for people who are looking to escape the hustle and bustle of city life. The state is known for its natural beauty, including its mountains, forests, and beaches. Tasmania is also home to a number of historical and cultural attractions.
Looking for more homes in NSW coastal towns?
From the south coast to the east and across the central coast, we’ve discovered the prettiest beach towns in the country.
Whether you’re into beach hopping or planning on whale watching with some fish and chips in hand, you’ll find Australia’s rugged coastline the perfect destination, for holiday homes and residences alike.
Or, if you’re a city slicker, browse though properties for sale in Sydney to find your next dream home. And don’t forget to set up your match profile on Soho.com.au so we can send you awesome homes that fit your criteria.