Hey, beach bums and bargain hunters! Are you dreaming of owning your own little slice of paradise on the NSW coast, but worried about burning a hole in your pocket? Well, fear not! We’ve scoured the state and put together a list of cheap beach houses for sale in NSW that won’t cost you an arm and a leg.
The NSW coast has some of the most sought-after beach towns in the country, but with that popularity comes a hefty price tag. Let’s face it, we don’t all have a million dollar budget to secure real estate in the best places to live in NSW.
The median house price in some of the highest-profile beach towns has soared past the $1.5 million mark, leaving many potential buyers feeling priced out of the market.
However, if you’re willing to venture beyond these coastal hotspots, you can still find affordable options that won’t break the bank.
Buyers seeking a sea change or a holiday home can explore houses for sale on a budget of $600,000 or even under $300,000 – not exactly on the beach, but still just a short stroll away from the sand. And some of the these in the best coastal towns in NSW!
Some of the beach houses on our list may have been leased, but don’t let that deter you. Just keep the suburbs in mind when setting up your match profile on Soho, and we’ll send you property matches as soon as new listings hit the market, so you don’t miss a beat.
So, whether you’re a city dweller looking to escape the rat race or a seasoned beach bum seeking a new coastal hotspot, we’ve got you covered. Let’s dive in!
Recommended reading: our round up of cheap houses for sale in NSW under $100,000 will give you a good idea of the affordable property market across the state.
Cheap beach houses for sale in NSW under $200,000
$179,000 – Laurieton, NSW, 2443, Australia
Suburb median house price: $790,000
If you’re looking for cheap beach houses for sale in NSW, this one might be the winner, coming in at under $180,000! It isn’t easy finding a beachfront property for sale under $200,000, and this one if just a short stroll to the waters.
This charming two-bedroom beach house is located in one of Laurieton’s most desirable villages, and a peaceful and affordable retirement retreat. With a sunny, north-facing timber deck at the front, this home is perfect for kicking back and relaxing.
The functional kitchen overlooks the open plan living area, while the main bedroom boasts a built-in robe. Plus, with a second, versatile space, this home offers plenty of potential.
Located just 40 meters from the stunning riverwalk footpath along the Camden Haven River and only 750 meters from the heart of Laurieton CBD, this home is conveniently located close to all amenities and still in a quiet coastal town in NSW. This could be the perfect sea change you’ve been looking for!
Explore more beach houses for sale in Laurieton NSW.
$189,000 – Dunbogan, NSW, 2443, Australia
Suburb median house price: $832,000
If you’re searching for an affordable and well-presented home in a convenient location, this two-storey manufactured home in Dunbogan Caravan Park is an excellent option. Just 250 meters from the water’s edge, this home offers a peaceful and relaxed lifestyle, while still being close to all the amenities you need.
With a generously sized bedroom complete with a built-in wardrobe and a well-appointed kitchen with plenty of storage, this home is both comfortable and practical. The light-filled open plan living area is perfect for relaxing, while the private verandah is an ideal spot to enjoy your morning coffee.
The double lock-up carport and extra storage space underneath the house provide ample storage, and there’s even a private rear yard area for your exclusive use. And with a park that’s pet-friendly and offers BBQ areas, local amenities, and a swimming pool, you’ll have everything you need right at your doorstep.
Explore more beach houses for sale in Dunbogan NSW.
$190,000 – 15/12th Avenue 120 Osborne Parade, Warilla, NSW, 2528, Australia
Suburb median house price: $730,000
Check out this delightful van with annex situated in Lake Windemere Village. Ideal for retirees or those seeking a more relaxed way of living, this home offers the perfect coastal location for activities such as fishing, surfing, kayaking, or a leisurely walk along the sand.
The tranquil Little Lake is just a short, flat walk away, as is the local kiosk. For the more adventurous, Warilla Beach is just one street away with access from Little Lake. And if you’re looking to end the day with a meal at the local sports club, it’s just a few minutes’ walk away.
Inside the home, you’ll find a large living area, one bedroom, a good-sized carport, combined laundry, and bathroom, and even a storage shed for all your beach gear. Don’t miss your chance to live the dream in this coastal paradise.
Explore more beach houses for sale in Warilla NSW.
$199,000 – 91 210 Pacific Highway, Coffs Harbour, NSW, 2450, Australia
Suburb median house price: $810,000
If you’re on a budget but still want to enjoy the coastal lifestyle of Coffs Harbour, then this lovely 2-bedroom home is the perfect find for you. With a private balcony and undercover carport, this home offers a quiet and modern feel, with no work needed and low maintenance. You can even bring along your furry friend as this village is pet-friendly.
Self-contained with everything you need, including a separate laundry with a tub, this home is nestled within Lime Tree Village, an over 50’s lifestyle village with a community hall offering regular activities and a sparkling swimming pool. Plus, with the Coffs Harbour CBD just a few minutes away and a bus stop right outside, this location offers the best of both worlds.
Explore more beach houses for sale in Coffs Harbour NSW.
$199,000 – $218,900 – 304/19 Judbooley Parade, Windang, NSW, 2528, Australia
Suburb median house price: $1,010,000
With a median house price of over$1 million, Windang is one of the priciest suburbs on this list. But fortuately, we’ve found you a lovely property for under $200,000. City dwellers, here’s your chance!
Situated by the lake and offering a serene lifestyle, this home is perfect for those looking to take a step back and start enjoying the simpler things in life. With a presentable kitchen, main bedroom with built-in robe and sleeping alcove with bunk beds, and a good-sized living and dining area, this home has everything you need for comfortable living. Plus, with a carport and two outdoor sheds, there’s plenty of storage space.
Oakland village itself is home to a community center and large heated pool, and is conveniently located close to Windang Bowling Club, a main bus route, local petrol station, doctors, chemists, convenience stores, and takeaway shops. And with only a 5-minute drive to Warilla Grove shopping center, everything you need is right at your fingertips. If you’re looking for an active social life, this village offers a range of activities, including bus trips, bingo, aqua aerobics, line dancing, and darts.
Explore more beach houses for sale in Windang NSW.
Cheap beach houses for sale in NSW under $300,000
$299,000 – 164 Rosewood Drive, Valla Beach, NSW, 2448, Australia
Suburb median house price: $910,000
Looking for a brand new, stylish home in a stunning coastal location? Look no further than this two-bedroom, one-bathroom home in Valla Beach Over 50’s Lifestyle Village. You’ll enter the home via a large front verandah, perfect for relaxing and dining in the afternoons. Inside, you’ll find an open plan lounge, dining, and kitchen area with a ceiling fan, as well as a spacious kitchen with a large breakfast bar, slimline dishwasher, under bench electric oven, gas cooktop, pantry, and plenty of cupboard and drawer space.
The bedrooms feature fashionable timber-look floor planking, built-in robes, and ceiling fans, while the bathroom is fresh with light tiling and includes a large shower, vanity, mirrored shaving cupboard, and toilet.
Located on a corner block position, this home is perfectly positioned within the Valla Beach Over 50’s Lifestyle Village, a welcoming community offering a range of amenities and activities, and amazing warm weather.
Explore more beach houses for sale in Valla Beach NSW.
$315,000 – 107/26 Swimming Creek Road, Nambucca Heads, NSW, 2448, Australia
Suburb median house price: $666,000
Enter the home through a delightful porch entrance with a sliding glass door, and you’ll find a spacious lounge room with air conditioning, 3-stage dimmer lighting, and “Beach Wash” Vinyl Planking throughout the traffic areas. The well-appointed kitchen features 2Pak drawers and doors, a gas cooktop with electric oven, rangehood, and bay windows that let in plenty of natural light. The adjacent dining area brings the outside in and offers a welcoming space to enjoy your meals.
The bathroom and laundry feature fresh white tiles, a vanity, large shower, toilet, and heated towel rails, as well as the added convenience of a washing machine tucked neatly into the corner. The main bedroom boasts a large walk-in robe, carpeted floors, and an exterior door that opens onto a small deck and the backyard. There’s also a garden shed and a convenient privacy screen that encloses the clothesline.
Nambucca Heads is also loved as one of the best beach towns in NSW for this kind of price and it’s no surprise—with the cheap beach house we just listed and affordable house prices, other coastal towns have some catching up to do.
Explore more beach houses for sale in Nambucca Heads NSW.
Finding cheap beach houses for sale in NSW
What is the cheapest coastal town to live in NSW?
The cheapest coastal town to live in NSW is Nambucca Heads. It is located on the Mid North Coast of NSW, about 5 hours north of Sydney. The median house price in Nmabucca Heads is $666,000, which is significantly lower than the NSW median of $901,000.
You can also explore cheap houses for sale in the Central Coast as affordable real estate does become available from time to time.
What are the cheapest coastal towns to live in in South Australia?
The cheapest coastal towns to live in South Australia are Port Pirie, Whyalla, and Port Lincoln. The median house price in Port Pirie is $238,000, the median house price in Whyalla is $315,000, and the median house price in Port Lincoln is $385,000. So, SA clearly has some of the cheapest beach towns in Australia.
All three towns are located on the coast of South Australia and offer a variety of amenities and activities. Port Pirie is a major industrial town with a population of over 15,000 people. Whyalla is a smaller industrial town with a population of over 10,000 people. Port Lincoln is a fishing and tourism town with a population of over 13,000 people.
Where is the cheapest waterfront land in Australia?
The cheapest waterfront land in Australia is located in the Northern Territory. The median price for waterfront land in the NT is $100,000. This is significantly lower than the median price for waterfront land in other states, such as Queensland ($300,000), New South Wales ($400,000), and Victoria ($500,000).
There are a number of factors that contribute to the low price of waterfront land in the NT, including the remote location of the NT, the harsh climate, and the lack of infrastructure.
If you’re looking for cheap coastal land for sale in NSW, you can check out suburbs like Catalina and Lake Cathie.
Alternatively, if you’re after affordable Queensland coastal towns, check out Woorim and Gladstone Central.
Why is Barney Point so cheap?
Barney Point is a small town located on the Mid North Coast of NSW. It is about 4 hours north of Sydney. The median house price in Barney Point is $150,000, which is significantly lower than the NSW median of $901,000. There are a number of reasons why Barney Point is so cheap.
First, it is a small town with a population of just over 500 people. Second, it is located in a remote area, about 2 hours from the nearest major town. Third, it is not well-serviced, with limited shops, restaurants, and amenities. Fourth, the climate in Barney Point is harsh, with hot summers and cold winters.
Despite the low price of property in Barney Point, it is a beautiful town with a lot to offer. It has a stunning coastline, a number of walking tracks, and a peaceful atmosphere. Barney Point is a great place to escape the hustle and bustle of city life and enjoy the simple things in life.
