Pauline Hatch is a personal finance expert at Creditcard.com.au with 8 years of personal finance under her belt. She loves turning complex money concepts into simple, practical actions that help people succeed financially. Pauline believes everyone can win with their money if everyone can find out how (for free, of course).
How do you reduce your home loan repayments? Well, your debt-to-credit ratio has a lot of power. It determines your creditworthiness, your borrowing power
