Get up to $100,000 rental income in 48 hours, without loans or refinancing

Property listing

Estimate Your Advance Instantly

Check how much rental advance you can get in 24hrs

Calculate your upfront advance

weekly

As a property investor, you could receive

up to $100,000
prepayment in 48 hrs^

on 2 years rental income

Here’s how landlords are putting their rental advance to good use

Fund your next investment property

Renovate without dipping into your savings

Reinvest your rental income immediately

We advance 2 years of an investment property rental income upfront & recoup the prepayment back from part of the rent over 3 years

Customise Prepayment Amount:
Year 1
Year 2
Year 3
Total After 3 Years
Advance from Us
$100,000
-
-
$100,000
Rent collected by property manager
$52,143
$52,143
$52,143
$156,429
Rent paid back to Us (net)^*
($41,133)
($41,133)
($41,133)
($123,400)
Rent paid to owner
$11,010
$11,010
$11,010
$33,030
Total cash received by owner
$111,010
$11,010
$11,010
$133,030

^Includes rental income cost of only 7.8% p.a. on the cash out amount

* Excludes set-up cost $2,900 incl. GST for amounts up to $50K or $3,900 incl. GST for amounts up to $100K

The basic criteria

Property must be managed by a 3rd party property manager
Property must not be held in a self-managed super fund (SMSF)
Not be used for short-term rentals (Airbnb or holiday letting)
Not be an NDIS-funded property

What’s THE COST?

$2,900 incl. GST
for amounts up to $50K
or
$3,900 incl. GST
for amounts up to $100K
+
7.8% p.a. charged on the advance
For a $100K advance = $7,800 p.a. over the term (typically 3 years). Total paid to FutureRent on $100K advance will be $23,400

FINANCIAL CASE STUDY

How can FutureRent help you to save?

FutureRent is a financially cost effective way to tap existing equity today. When using traditional financing options such as a mortgage refinance there is a significant interest cost and waiting time.

With Banks

Access $100K cash out via refinancing @ 6%p.a

Based on $1M property valuation

With Futurerent

Access $100K prepayment via FutureRent

Based on $1M property valuation

$200K Equity
$100K Refinance
$700K Loan(70% LVR)
$927K Interest
over 30 years
$927K Lifetime Interest
$200K Equity
$100K FutureRent
$700K Loan(70% LVR)
$27K FutureRent Cost^*+ $811K Interest over 30 years
$811K Lifetime Interest + $27K FutureRent Cost
With Banks

Access $100K cash out via refinancing @ 6%p.a

Based on $1M property valuation

$200K Equity
$100K Refinance
$700K Loan(70% LVR)
$927K Interest
over 30 years
$927K Lifetime Interest
With Futurerent

Access $100K prepayment via FutureRent

Based on $1M property valuation

$200K Equity
$100K FutureRent
$700K Loan(70% LVR)
$27K FutureRent Cost^*+ $811K Interest over 30 years
$811K Lifetime Interest + $27K FutureRent Cost
^ Includes rental income cost of only 7.8% p.a. on the cash out amount
*Excludes set-up cost $2,900 incl. GST for amounts up to $50K or $3,900 incl. GST for amounts up to $100K

Compare Your Options

How FutureRent compares to banks and personal loans

FutureRent
Bank
Personal
Need to borrow money
No
Yes, require new mortgage
Yes, requires new loan
Impact on credit score
None
Yes, application impacts credit
Yes, application impacts credit
Paperwork required
Basic property information
Personal finances (income and expenses) & property
Personal finances (income and expenses) & property
Time to funding
2 business days
Typically months
Typically weeks
Cost of funds
Fixed amount of rent Over 3 years
25–30 years of interest
Variable interest + fees

HOW IT WORKS

Get up to 2 years of rent upfront in 3 easy steps

STEP 1

Apply in Minutes, Confirm Eligibility in 24 hrs

Apply online in just 2 minutes. We’ll assess your rental income and mortgage details. If approved, receive up to $100,000 per property within 48 hours.

STEP 2

Tenants Pay Rent

Your tenant keeps paying rent to your property manager — no changes, no disruptions. Only pay back when rent is received.

STEP 3

Repayment by Property Managers

Each month, your property manager transfers a portion of the rent to Futurerent and the rest to you. The advance is repaid gradually over 3 years.

WHY CHOOSE FUTURERENT

Simple. Fast. No Loans

Apply in 2 mins & confirm eligibility in 24 hrs

No impact to credit score

Not a home loan and not credit

Only pay back when rent is paid

FAQ

About FutureRent

What is FutureRent?

FutureRent is a simple alternative to cash out equity on your property in advance. Created for property investors, FutureRent is a loan-free financing solution that gives property investors their rent as a rental prepayment, with no hidden fees and no credit impact.

The technical explanation of how it works is as follows: FutureRent enters into a type of lease with you called a concurrent lease, under which it provides you with a rental prepayment, and receives a fixed amount of rent from the property to pay back the prepayment over the following 3 years

What is special about Futurerent?

The key difference between Futurerent and other options, is with Futurerent you are not borrowing money. You are simply getting your rent in advance.

Unlike the banks, we are simple, fast, and loan-free, which means:

  • no credit impact
  • no hidden costs
  • you still receive some ongoing rental income throughout the term
  • if the tenant moves out or is in arrears, you won't need to make a payment to Futurerent and it won't cost you any extra.

How is FutureRent different from a loan or refinancing?

Futurerent gives property investors their rental income, paid in advance. While you should consider your own circumstances and consult your financial adviser, Futurerent offers a simpler solution than dealing with the banks and won't impact your credit.

‍ When it comes to topping up your mortgage, many people don't factor in the total interest over the entire term of their mortgage, or other transaction costs like LMI or break fees that might apply.

‍ Given we are not a loan, Futurerent is a fundamentally different product to a mortgage so it is difficult to compare and you should seek your own financial advice.

About FutureRent

What is FutureRent?

FutureRent is a simple alternative to cash out equity on your property in advance. Created for property investors, FutureRent is a loan-free financing solution that gives property investors their rent as a rental prepayment, with no hidden fees and no credit impact.

The technical explanation of how it works is as follows: FutureRent enters into a type of lease with you called a concurrent lease, under which it provides you with a rental prepayment, and receives a fixed amount of rent from the property to pay back the prepayment over the following 3 years

What is special about Futurerent?

The key difference between Futurerent and other options, is with Futurerent you are not borrowing money. You are simply getting your rent in advance.

Unlike the banks, we are simple, fast, and loan-free, which means:

  • no credit impact
  • no hidden costs
  • you still receive some ongoing rental income throughout the term
  • if the tenant moves out or is in arrears, you won't need to make a payment to Futurerent and it won't cost you any extra.

How is FutureRent different from a loan or refinancing?

Futurerent gives property investors their rental income, paid in advance. While you should consider your own circumstances and consult your financial adviser, Futurerent offers a simpler solution than dealing with the banks and won't impact your credit.

‍ When it comes to topping up your mortgage, many people don't factor in the total interest over the entire term of their mortgage, or other transaction costs like LMI or break fees that might apply.

‍ Given we are not a loan, Futurerent is a fundamentally different product to a mortgage so it is difficult to compare and you should seek your own financial advice.